Though the car owners mostly rely on the 6 monthly or yearly auto insurance policies to fulfill their auto insurance needs, but the daily auto insurance policies are mainly designed to offer coverage on a regular basis or on a special event where temporary auto insurance coverage is required. Some of these situations when you may need daily auto insurance quotes with low rates are: if you borrow the vehicle of any relative or friend, while your own vehicle is in the garage for repair work. Your son or daughter is home on vacation and you want him or her to drive your vehicle for that period.
Though it is also possible to add a relative or friend to the existing auto insurance policy, but this is not the cheap way to get the coverage that you need. Besides, this can also jeopardize the no-claims bonus in case the borrower of your vehicle meets with an accident while driving the vehicle. Besides, if anything happens to your vehicle while someone else was driving it and if you want to make an insurance claim, then this will mean that your insurance rate will increase every year. But at the same time, claiming on a temporary, separate car insurance policy will not affect the personal car cover in such a manner.
Now you can also opt for the cheapest daily car insurance for students under 21 as this policy can be availed by anyone aged between 18 to 75 years. Though you may face a little problem as not every lender is ready to offer this type of insurance, but this doesn’t mean you will not get it. So if you have the question in mind can I get auto insurance with no license? Then the answer to this question is that you can, but to get a definite idea, you have to talk to your insurance provider first and if he is not ready to offer this type of auto insurance, then search on the web to find out the insurance providers, who only offer this type of insurance. Apart from that, to get information about how do I purchase insurance with suspended license, you can pay a visit to OneDayCarInsuranceQuote.com.